Total Costs of Buying Property in Catalonia 2025
ITP transfer tax, notary fees, land registry, gestoria and mortgage costs explained. Budget 12 to 14% above the purchase price for all additional expenses.
Read the guidePractical, up-to-date guides for international buyers purchasing property in Catalonia and Spain. Written by the camiacasa team of local experts.
ITP transfer tax, notary fees, land registry, gestoria and mortgage costs explained. Budget 12 to 14% above the purchase price for all additional expenses.
Read the guidePrice forecasts from Bankinter (+7%) and CaixaBank (+6.3%), Euribor outlook and the best areas to buy or invest in Catalonia in 2026.
Read the guideYes, foreigners can get a Spanish mortgage. Non-residents typically finance up to 70% of the purchase price. Requirements, banks and the step-by-step process.
Read the guideMid-size Catalan cities offer 30 to 40% lower purchase prices than Barcelona with comparable rental yields. Expert analysis of the best investment locations.
Read the guideThe ITP property transfer tax in Catalonia is 10% of the purchase price for resale properties. Reduced rates, exemptions and payment deadlines explained.
Read the guideRental yields, best cities, ROI calculation, tax obligations and short vs long-term rental strategy for international property investors in Spain.
Read the guideFrom Costa Brava to the Catalan countryside: how to search, evaluate and buy a villa in Spain. Budget planning, legal checks and the purchase process explained.
Read the guideITP, IBI, plusvalia, non-resident income tax and capital gains explained. Understand every tax you will pay when buying, owning and selling property in Spain.
Read the guideNIE number, residency registration, healthcare, banking and schools. Everything you need to know before and after relocating to Catalonia or Spain.
Read the guideTourist licence requirements, long-term vs short-term rental contracts, landlord tax obligations and property management options explained for foreign property owners in Spain.
Read the guideDetailed analysis of Barcelona and Catalonia property prices in 2026. Price evolution by district, supply constraints, demand drivers and where the best opportunities lie for buyers.
Read the guideOff-plan vs completed new builds, developer contracts, stage payments, snagging inspections and the VAT vs ITP tax difference. Everything you need to know before buying new build in Spain.
Read the guideCapital gains tax for non-residents (19% for EU citizens), the 3% withholding tax, plusvalia municipal and how to legally minimise your tax bill when selling Spanish property.
Read the guideUpdated 2026 breakdown of all costs when buying property in Catalonia: ITP transfer tax, notary, land registry, mortgage setup and gestoria fees. Budget accurately before you buy.
Read the guideSitges, Sant Cugat, Castelldefels, Terrassa and more: a practical guide to the best Catalan cities for expats based on transport links, international schools, cost of living and lifestyle.
Read the guideStep-by-step guide to selling an inherited property in Spain. Inheritance acceptance, escritura de herencia, ISD inheritance tax, plusvalia and capital gains for residents and non-residents.
Read the guideComplete comparison of property tax obligations for Spanish residents vs non-residents. IBI, non-resident income tax, capital gains rates, rental income tax and annual reporting requirements.
Read the guideGross and net rental yields by city in Catalonia for 2026. Sabadell, Terrassa, Manresa and mid-size cities compared to Barcelona. Data-driven analysis for buy-to-let investors.
Read the guideOur guides cover the essentials, but every purchase is unique. Contact camiacasa for expert guidance tailored to your situation.
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